Bad Debt Collectors Post Divorce

Typically, this blog provides information specifically related to finding a Virginia divorce lawyer. As an effort to help individuals in all states, it seemed worthwhile to discuss bad debt collectors attempting payments on alleged obligations. Post divorce an ex-spouse may receive calls regarding or suggesting to pay for their for former partner’s obligations that are past the statute of limitations. An amazing number of people succumb to these collectors and simply pay the debts, but that is generally not the wisest approach until at least a little research is conducted.

After a divorce is finalized it is prudent to obtain copies of your CBR (credit bureau report) from all three major reporting agencies in the United States, which includes Experian, Equifax, and Transunion. That way it can help separate debt scams, from actual obligations, to those that are likely in your best interest not to pay even if owed. Never pay an obligation that is not on one of the credit reports, the exception to this guidance is possibly a recent obligation which you are certain is your responsibility. View this humorous video parody of a bad debt collection call for a little entertainment. Those who watch the video and ever experienced a scam or an attempt to collect an out of or past the statute debt over the telephone will likely appreciate the skit. Others recently divorced can benefit from the knowledge in case they are called by such a company, since in certain instances the call might regard the ex-spouse’s obligation.

Divorces in VA and throughout the country are typically taxing and costly enough. Pile on the costs of debt, whether real or non-existent scam related, and that can add even more pressure. Often times the term bad debt is used to reference obligations that no longer appears on the CBR, is not your responsibly, or never existed. The referenced website serves as newly developed resource that provides additional details for those whom are contact by people regarding obligations past the SOL (Statute of Limitations).

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